State service guide

Mississippi replacement title: Form 78-006, lienholder mailing control, and a $39 fast-track option

Mississippi replacement-title work runs through the Department of Revenue's central title operation, not the county tag office. The standard lane uses Form 78-006 and a $9 fee by mail, but the practical Mississippi details are the 'previous Mississippi title' gate, the lienholder rule that can keep the duplicate from being mailed to the owner, the power-of-attorney rule when someone else should receive the title, the joint-owner signature requirement when names are joined by 'and,' and the separate Form 78-026 fast-track lane that costs $39 and is processed within 72 hours after the Department receives a complete file.

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Main form Application for Replacement Certificate of Title (Form 78-006)
Standard fee $9 standard replacement-title fee
Fast-track lane Form 78-026 and a $39 total fee for 72-hour processing after receipt
Lien rule If a lien still shows on the Department's system, the replacement title can only be mailed or given to the lienholder unless a completed lien release is provided

Overview

What this page helps you verify

A strong Mississippi replacement-title page should not treat this as a routine local tax-collector errand. The Department of Revenue splits the topic across the general motor-vehicle-titles page, the title FAQ, the fast-track procedure page, and the 78-006 and 78-026 forms. Those sources create real branch points: whether there was ever a prior Mississippi title, whether a lien still shows on the Department's system, whether the replacement is being mailed to someone other than the owner, whether both joint owners must sign, and whether the customer needs the fast-track lane instead of standard processing.

Last reviewed: 2026-05-22. This page was manually upgraded against service-specific official sources, but requirements can still change quickly.

Usually needed

Documents and information to prepare

  • Completed Application for Replacement Certificate of Title (Form 78-006), or Form 78-026 if you are using the fast-track replacement lane
  • Vehicle-identification and title-record details, including the title number if available, matching the Mississippi title record
  • Payment for the $9 standard replacement-title fee or the $39 fast-track replacement-title fee
  • A lien release if a lienholder was shown on the original title and the owner wants the replacement mailed to the owner instead of the lienholder
  • Power of attorney if the replacement title is to be mailed to someone other than the owner; Mississippi directs licensed dealers to use Secure Power of Attorney Form 78-004 and other representatives to use Form 78-003
  • Both owners' signatures if the current title is in joint ownership with the names joined by 'and', and valid photo identification for walk-in fast-track service

Typical flow

What the process often looks like

  1. Confirm first that there was a prior Mississippi title, because the replacement-title forms say you should apply only if you are certain the vehicle was previously titled in Mississippi.
  2. Choose the correct lane before filling out the paperwork. Standard replacement service uses Form 78-006 and the ordinary mail route, while fast-track replacement service uses Form 78-026 and the special fast-track address or walk-in counter.
  3. Complete the form carefully, making sure the right owners sign, the lien situation is resolved with a lien release if needed, and any power-of-attorney paperwork is attached if someone else should receive the title.
  4. Mail the file and payment to the proper Department of Revenue address, or hand-deliver a fast-track request to the Clinton title office if you need the expedited lane.
  5. Return the original title to the Department if it later turns up, because Mississippi says the original becomes void when the replacement title is issued.

Base route

Mississippi's standard replacement-title process is a central Department of Revenue filing built around Form 78-006

That central-processing setup is the first structural point the page should make clear.

  • Mississippi says a replacement or duplicate title is a new copy that replaces a lost, stolen, or damaged original title.
  • The motor-vehicle-titles page says the standard request requires Form 78-006, a $9 fee, and mailing the file to Motor Vehicle Services in Jackson.
  • The Form 78-006 instructions add an important scope warning: apply only if you are certain there was a previous Mississippi title.

Liens and mailing control

A lien on the Mississippi title record changes who can receive the duplicate and what extra paperwork the owner needs

This is the state's biggest accuracy trap for ordinary owner requests.

  • Form 78-006 says that if a lienholder was shown on the original title and the owner is making the request, a lien release must be included with the replacement-title application.
  • The same instructions say that if the Department still shows a lien on the computer system, the replacement title can only be mailed or given to the lienholder unless a completed lien release is provided.
  • If the replacement title is to be mailed to anyone other than the owner, Mississippi requires a power of attorney executed by the owner, and the person holding power of attorney must sign the application and indicate 'P.O.A.'
  • Mississippi also says that if the current title is in joint ownership with the names joined by 'and,' both signatures are required on the replacement-title application.

Fast-track lane

Mississippi's rush option is a separate 78-026 workflow with strict delivery and walk-in rules

It should be presented as a true alternate lane, not as ordinary processing speed.

  • The Department's fast-track page says replacement-title requests must use Form 78-026 and that the 72-hour processing window starts after the Department receives the application and supporting documents.
  • Mississippi says the fast-track fee is an additional $30 on top of the regular $9 replacement-title fee, for a $39 total.
  • Fast-track applications must be mailed by regular U.S. Mail to the designated fast-track post office box or hand-delivered to the Clinton title office, and the Department says FEDEX, UPS, and similar delivery options are not accepted for the fast-track program.
  • For walk-in fast-track replacement service, the title FAQ says owners must be present and must have a valid driver's license or photo identification card.

Transfer boundary and title effect

Mississippi treats a missing title as a real blocker to sale, and the duplicate voids the original once issued

These two rules are simple, but they are easy to miss on generic benchmark pages.

  • The title FAQ says that if you are buying or selling a vehicle and the title is missing, a duplicate or replacement title is required before the sale can proceed.
  • Form 78-006 says the replacement title carries a legend stating that it is a replacement certificate and may be subject to the rights of a person under the original certificate.
  • The form also says that once the replacement title is issued, the original title becomes void and must be returned to the Department if found later.

Accuracy notes

Where people get tripped up

  • Mississippi replacement-title content should not route users to the county tag office. The official replacement-title process runs through the Department of Revenue's Motor Vehicle Services address or the central fast-track title office.
  • Keep the standard and fast-track forms separate. Mississippi uses Form 78-006 for ordinary replacement service and Form 78-026 for fast-track replacement service.
  • Lien language needs to stay precise because a lien still shown on the Department's system can keep the replacement title from being mailed to the owner.
  • Do not omit the 'previous Mississippi title' warning or the rule that the original title becomes void and must be returned if found later.

FAQ

Common questions

  • Can I apply for a Mississippi replacement title if the vehicle never had a Mississippi title before?

    No. The Mississippi replacement-title forms say you should apply only if you are certain there was a previous Mississippi title.

  • How much does a Mississippi replacement title cost?

    Mississippi lists a $9 standard replacement-title fee. If you use the fast-track replacement-title lane, the total fee is $39.

  • What happens if a lienholder is still shown on my Mississippi title record?

    Mississippi says the replacement title can only be mailed or given to the lienholder unless you provide a completed lien release. If the owner is making the request and a lienholder was shown on the original title, the lien release must be included with the application.

  • Can I rush a Mississippi replacement title?

    Yes. Mississippi offers a fast-track replacement-title lane using Form 78-026. The Department says complete fast-track files are processed within 72 hours after receipt, and the total fee is $39.

  • What if I am trying to sell a vehicle in Mississippi but the title is missing?

    Mississippi's title FAQ says a duplicate or replacement title is required before the sale can proceed when the title is missing.

Sources

Official references used for this page

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