Indiana replacement title: $15 fee, five request channels, lienholder mailing rules, and the electronic-title trap

Overview

What this page helps you verify

Indiana's replacement-title page is most useful when it explains the branch points instead of repeating only the base fee. The Bureau of Motor Vehicles spreads the rules across the duplicate-title page, the lost-title FAQ, the amendment and lien pages, the speed-title page, and the electronic-title overview. That matters because one owner may be able to use myBMV in minutes, another may need to go to a branch with proof of lien release, and a third may discover the title is electronic and must be converted to paper before the standard duplicate-title logic even applies.

Last reviewed: 2026-05-22. This page was manually upgraded against service-specific official sources, but requirements can still change quickly.

Official link

Duplicate Title Application

This page has been upgraded with a service-specific official source while keeping the USA.gov jurisdiction directory as the broader agency reference.

https://www.in.gov/bmv/titles/duplicate-title-application/

View the USA.gov directory entry

Usually needed

Documents and information to prepare

• An unexpired photo ID such as a driver's license, state-issued ID, passport, military ID, work ID, or another Indiana-accepted photo credential
• If applying by mail, a completed Application for Certificate of Title for a Vehicle (State Form 205) or the watercraft equivalent State Form 38529
• The vehicle's VIN or other title-record details, which Indiana says are helpful for branch or kiosk requests and necessary for the title record match
• Payment for the $15 duplicate-title fee, plus the optional $25 speed-title fee if you want expedited handling
• For mailed payments, a check, cashier's check, money order, or completed Collection of Payment Form (BMV) State Form 56163; Indiana says personal checks are not accepted with an out-of-state address
• If you need the lien cleared rather than merely reprinted, the lien-release or court-order documents Indiana requires for an amendment or lien release
• If your title is electronic and there is no lien, access to myBMV, a BMV Connect kiosk, or a branch so you can request a paper title before trying to solve a paper-title problem

Typical flow

What the process often looks like

1. Confirm the request is really for a duplicate of the same title record. Indiana says duplicate-title transactions cannot change owner or lien information, so a name, ownership, or lien update belongs in an amendment workflow instead.
2. Check whether the title is paper or electronic. Indiana says duplicate title transactions cannot be processed on an electronic title, and the electronic-title guidance says an owner with no lien can request a paper title at no additional cost before paying only if a speed title is requested.
3. Gather your unexpired photo ID and, if you are mailing the request, complete State Form 205 and add any lien-release document Indiana requires for that case.
4. Choose the channel that matches your record: myBMV, a branch, a BMV Connect kiosk, a Partial Service Provider, or mail to the BMV central office in Indianapolis.
5. If a lien still appears on the BMV record, decide whether you only need a duplicate mailed to the lienholder or whether you need to visit a branch with proof of lien release so the record can move toward a clear title.
6. Pay the $15 title fee and add the $25 speed-title fee only if you need expedited printing and delivery.

Accuracy notes

Where people get tripped up

• Indiana replacement-title guidance should not treat every missing-title problem as a paper duplicate request, because the state now issues both electronic and paper titles and duplicate-title transactions are not available for electronic titles.
• Keep the same-record rule explicit. Indiana duplicate titles cannot change owners or liens, so amendment guidance belongs near the top of the page.
• Lien status affects both workflow and delivery. A recorded lien can send the replacement title to the lienholder unless release proof is presented at a branch.
• Indiana's fee language is straightforward and current: $15 for the title transaction and $25 more for speed title. Avoid carrying older or inflated benchmark numbers forward.

FAQ

Common questions

• Can I request an Indiana replacement title online?

  Yes, if the record still fits Indiana's duplicate-title rules. The BMV says you can request a duplicate title through myBMV as long as information about your name, the vehicle, or a lien has not changed.

• How much does an Indiana replacement title cost?

  Indiana's fee chart lists $15 to issue, duplicate, or replace a title. If you choose speed-title service, Indiana adds a $25 speed-title fee.

• What happens if a lien still appears on my Indiana title record?

  Indiana says the duplicate title will be mailed to the lienholder unless proof of lien release is provided at a BMV branch. If you are trying to clear the lien from the title, Indiana routes that work to an amendment or lien-release process instead of a duplicate-title transaction.

• Why won't Indiana process a duplicate title for my electronic title?

  Because the BMV says duplicate title transactions cannot be processed on an electronic title. If there is no lien, Indiana says you can request a paper title conversion first through myBMV, a kiosk, or a BMV location.

• Can an Indiana duplicate title change owners or other title information?

  No. Indiana says duplicate title transactions cannot change any owner or lien information. If the title record itself needs to change, you need the amendment or new-title process instead.